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April 9, 2021

The Ripple Effect – Student Loan Debt and the US Economy

Have you ever been outside near a pond and the first drop of rain gently splashes down? You watch as that single drop lands in the pond – plop! The taut surface of the water is strong, but the single drop of rain breaks the […]
March 15, 2021

Justice for All – Women and Student Loans

I thought I was coming up with a new word: Shero; the combination of “she” and “hero.” Research indicated the word was first used in the 1800s as the suffrage movement took hold in the US. Disappointed that I couldn’t email Merriam-Webster with this novel […]
March 8, 2021

Coming to “Terms” with Student Loan Debt

I have always loved words. While others might stream Netflix on their phones or listen to Spotify, I play word games; Word Collect, WordWizard, Wordbubbles, Word Nut, and Word Chums. In thinking about how my love of words developed, I credit my Dad. From a […]
March 1, 2021

Let’s Talk About It

This month marks one year since the US has been dealing with Covid-19. Each day, the news media hits us with information related to deaths, hospitalizations, vaccines, financial woes, unemployment numbers, stimulus package updates, and the toll this pandemic has taken on peoples’ sense of […]
February 22, 2021

The Wind Beneath my Wings

I have always loved dragonflies. One summer, a decade ago, I spent hours sitting on a dock. That afternoon, dragonflies were drawn to me; landing on my legs and arms like I was a steady place to perch in a windy world. I have rescued […]
February 16, 2021

How Did We Get Here? The History of Student Loans

In his inaugural address on March 4, 1801, Thomas Jefferson said, “Let history answer this question.” Jefferson, of course, would have not envisioned a future for his beloved United States, that included $1.6 trillion dollars in student loan debt. How we got “here” entails a […]
February 8, 2021

A Fork in the Road

My favorite Robert Frost poem is The Road Not Taken. Published in 1916, Frost offers us a perspective of what it is to journey along the path of life and reach a point where there is a choice to be made. Lives are made up […]
October 14, 2020

“Investors Get Crack at Student Loans” Hedge Fund Alert

We are delighted to announce that Impact Capital Funds (ICF) has been featured on the prestigious trade publication- Green Street’s Hedge Fund Alert on their weekly update.  The article (below) explains how our innovative business model connects investors looking for a predictable fixed-income return with prime graduates […]
September 30, 2020
Turning The Student Loan World on Its Head

Turning the Student Loan World on Its Head

Sean remembers the day that his parents made their last student loan payment. A thin letter arrived in the mail, alerting them that, after more than 20 years of making qualifying payments for their combined undergraduate and graduate programs, their debt was finally paid off. […]
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